Caiib questions ASKED DURING December 2015

YOU ARE REQUESTED TO SOLVE THESE QUESTIONS AND EMAIL ME WITH ANSWERS AS SOON AS POSSIBLE

q.1 . what is fsi?

What is leverage ratio?

AFTER HOW MUCH PERIOD GAP THE ALCO MEETING OCCURS?

RETAIL PRODUCTS ASSETS ARE BEING FOCUSED BY ALL BANKS AND THEY ARE PRIMARILY IMPROVISIONING ON PRICE OR PRODUCT OR ADD ON SERVICES?

PART OF THE IMPLEMENTATION OF CRM?

BORROWER CAN GET CIBIL REPORT FOR A FEE OR ITS GIVEN FREE OF COST?

RETAIL PRODUCTS DEVELOPED WITHOUT ANY RESEARCH AND DEVELOPMENT ONLY ON CUSTOMERS SENTIMENTS AND MARKET TRENDS ARE CALLED AS ?

COMMUNICATION TAKES IN TO ACCOUNT ………………..AS ITS BROAD OBJECTIVES…………..

PERSONAL LOAN IS UNSECURED BUT IT IS MEDIUM OR LONG TERM PLEASE SPECIFY?

WHAT IS CONVENIENCE AS A VALUE PROPOSITION ?

INSEERT CARD AND PERMITTED TO PERFORM IS WHICH TYPE OF PROCESS?

TAX ON CAPITAL GAIN IS HOW MUCH AND HOW TO CALCULATE IT?

MAKING STRATEGY FOR NEW MARKETS IN RETAIL SEGMENTS DONE BY SBI AND ASSOCIATES OR NOT ?

BCSBI IS SET UP BY GOI 2006 OR BY SOCIETIES REGISTRATION ACT 1860 OR INDEPENDENT OR AUTONOMOUS BODY?

SIPHONING OF FUNDS IS ?

PRODUCT – DEVELOPMENT NEEDS MARKET SURVEY TO TEST THE DEMAND FOR PRODUCTS DONE BY PRIVATE SECTOR BANKS BY ?

JEWELLERY IS CAPITAL ASSETS OR NOT DEFINE ?

MAXIMUM HOME LOAN IN METROPOLITAN CENTRES FOR BEING CLASSIFIED AS PRIORITY SECTOR OR NOT DEFINE ?

RTGS INSTANT OR BATCH PROCESS CLARIFY ?

WHAT IS SERVICE PROCESSING STAGE ?

NON – FUND – BASED CREDIT FACILITY BILL DISCOUNTING AND LC – BASED BILL NEGOTIATING IS ?

WHAT IS WEIGHTAGE AMOUNT OWNED ?

FACTORS FOR CONSIDERING THE AGRICULTURAL -LAND QUALITY OF SOIL SIZE OF HOLDING ETC .EXPLAIN.

SENDING INFORMATION IN THE LANGUAGE OF CUSTOMERS CAN UNDERSTAND IS RESPONSIVENESS OR TANGIBLES ?

NOT COVERED UNDER BCSBI : INFORNATION ON HOW TO OPERATE MINOR ACCOUNT OR IT IS COVERED PLEASE EXPLAIN.

EFFECTIVE COMMUNICATION AIMS AT NOT JUST TELLING BUT ALSO …………………………

BETTER CRM FOR BANKS .WHY IT IS REQUIRED PLEASE EXPLAIN.

PRODUCT POSITIONING MEANS WHAT?

UNDER SECURITISATION TOTAL ASSETS BASE IS CREATED FROM ?

VALUATION METHOD FOR URBAN OPEN LAND .WHAT METHOD OR FORMULA TO BE USED ?

AB BANK HAS TAKEN TO LEVERAGE TECHNOLOGY FOR CROSS –SELLING .DOES CRM HELPS IN IT ?

EACH DEPARTMENT FUNCTIONS AS A SEPARATE UNIT OF THE BANK IS DEPARTMENT APPROACH OR SOMETHING ELSE ?

SUCCESS OF A COMPANY SHOWS THE MARKETING COMMUNICATION SHOULD PREFERABLY in tune WITH …………………..

RTGS NOT USED FOR WHICH TRANSACTION IS THAT DVP ?

IF INTEREST IS 12 % COMPONDED QUATERLY .WHAT IS THE ANNUAL EFFECTIVE INTEREST RATE .EXPLAIN .

THEODRE LEVEITT IN RETAIL BANKING PRODUCTS ARE THE COMBINATIONS OF ……………………..AND ………………………

WHY OUTSORCING USED VERY LOW IN CASE OF PUBLIC SECTOR BANKS GIVE REASONS.

IF THE COMPOUND VALUE OF ANNUITY FOR 6 YEARS @11 %IS 7.913 FUTURE VALUE OF INSTALLMENT AT THE END OF THE LOAN PERIOD IS PAID 12000/YEAR @11 %FOR 6 YEARS .

DEVELOPING PRODUCT IN HOUSE IS WHAT ?

MR. M GIVEN RS 5 LAKH EACH FOR 6 YEARS AT PRESENT ROI 10% ANNUAL COMPOUNDING .FIND PRESENT VALUE .

WHICH DEPARTMENT RESPONSIBLE FOR THE FAILURE OF NEW PRODUCT ON SUCCEESSFUL IMPLEMENTATION .

SHOULD THE INSURANCE POLICY BE FOR FULL VALUE OF THE VEHICLE OR WHAT ?

JM KEYNES WROTE THE BOOK GENERAL THEORY OF EMPLOYMENT INTEREST AN MONEY ?

MIBOR IS USED BY WHICH COMPANY ?

WHAT IS THE FULL FORM OF CRILC .SOME WHAT RELATED TO LETTER OF CREDIT ?

FIND THE FORMULA FOR STANDARD DEVIATION AND HOW TO CALCULATE IT ?

WHAT SHOULD BE DONE IN CASE OF INFLATION SHOULD WE RAISE BASE RATE TO INCREASE THE COST OF MONEY IN THE MARKET?

BASEL III EFFECTIVE FROM …….31 MARCH 2018

PROVISIONS OF BASEL III EFFECTIVE FROM 31 MARCH 2017.

FORTNIGHTLY REVIEW OF WHICH IS DONE CRR OR SLR OR REPO RATE .

COMMERCIAL PAPER ISSUING COMPANY SHOULD HAVE CAPITAL AND RATING ?

T- BILLS 192 ISSUED FOR HOW MANY DAYS?

WPI MONTHLY OR CPI WEEKLY?

WHAT IS NWC?

LM CURVE IS FOR WHAT?

BUSSINESS CYCLE DURATION IS?

FULL FORM OF ITES ?

FULL FORM OF FSI AND HOW TO CALCULATE IT ?

1. What is rtgs + and WHERE IT IS USED?

2. SMA ZERO KYA HAI

3. COVARIANCE FORMULA

4. CAN A FOREIGNER INVEST IN NSC

5. CALCULATE OPERATING CYCLE TIME

6. WHAT IS OFF BALANCE SHEET AND ON BALANCE SHEET ITEMS?

7. HOW TO CALCULATE NTP AND NDD?

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