CAIIB free notes 8279470702

 Good Morning Sir. GSEC(7.26,2033)@7.004% INR@82.839/$ Brent:@75.54(-0.36%). ​Economic Times: 1) Borrowing Rates for Govt, Cos to Decline.WITHDRAWAL OF ₹2,000 NOTES: ₹50KCR TO ₹1 L CR MAY ENTER BANKS.Higher liquidity in banking system to bring down yields on T-bills, CDs, short-term G-secs. 2) JSW Steel, which recently announced a fresh plan for raising ₹18,000 crore, will use the entire proceeds to refinance its upcoming debt maturities of around ₹14,000 crore in FY24.To mop up funds via dollar bonds, nonconvertible debentures, convertible instruments. 3) Bankers are anxious about the operational challenges of exchanging the ₹2,000 currency notes and are keen not to repeat the mistakes of the first few days of demonetisation in 2016. 4) R-Power Proposes Settlement of ₹1.2kcr to Vidarbha Inds Lenders.PROPOSAL likely backed by Varde Partners; joint lenders’ forum to evaluate this and two other bids by CFM ARC and NARCL next week. Financial Express: 1) L&T Finance is planning to ...

 The Process of SIP is really unique. It can test our patience. For several years, one does not experience "Returns".  One needs to have the belief and conviction to keep going.  Many lose patience and discontinue their SIPs.  SIP process is designed for Market Volatility  The Process expects the Markets to stay range bound for long periods allowing for the accumulation of units Hence low returns in the initial stages is a symptom or indication that ENERY THING IS OK All one needs is Conviction in the Process & Patience to keep doing the SIPS in order to earn handsome "Returns" Good Morning Our Image this morning illustrates this aspect of Investing by comparing the Building of a Tower brick by brick with the Building of Compounding, SIP by SIP Have a Great Weekend 

  Man in the Browser (MitB)    Man in the Browser (MitB) is a cybersecurity attack where the perpetrator  installs a Trojan horse on the victim's computer that is capable of  modifying that user's web transactions. The purpose of a man-in-the- browser attack includes eavesdropping, data theft or session tampering.                                                                                                                                                     

Introduction to CGTMSE ➢Government of India and SIDBI jointly set up Credit Guarantee Fund Trust for Small Industries(CGTSI)in2000. ➢The GOI and SIDBI as settlors of the Trust have committed a corpus of ₹ 2,500 crore in theratioof4:1totheCGTMSE,outofwhich ₹1,906crorehasbeencontributedtodate. nd ➢Credit Guarantee Fund Trust for Micro & Small Enterprises (CGTMSE) w.e.f. 2 July 2007. BankhasthreemajorbenefitsinCGTMSEcoverageloanaccount. 1. ‘Zero’riskweightforguaranteecoveravailable. 2. NPAAccounts,noprovisioningforcoverportion. 3. In the NPA account claim settlement to the extent of 75% of the eligible amount is Immediatewithin30days.AMENDMENTS IN CGTMSE  SCHEME 2018 ThemajoramendmentsintheSchemeareasunder:- a) Expanding the Coverage of the Credit Guarantee Scheme (CGS) tocovertheMSERetailTraderssegment. b) Charging Annual Guarantee Fees (AGF) on outstanding loan amountratherthanthesanctionedamount. c) Allowing Loans with partial collateral security under Credit GuaranteeScheme. d...

Good Morning & Happy Week Ahead 🤝💐 Today's Headlines from : *Economic Times* 📝 TCS, ITI get ₹15,700 crore advance orders for 1 lakh BSNL 4G sites 📝 Reliance Power proposes settlement of Rs 1,200 crore to Vidarbha Inds Lenders 📝 AAI back on profitable runway; reports Rs 3,400 crore profit in 2022-23 fiscal 📝 Public sector banks' total profit crosses Rs 1 lakh crore-mark in FY23 📝 Blackstone acquires diamond certification co IGI for $570 mn 📝 Biden unveils new $375 million U.S. military aid package for Ukraine 📝 Piyush Goyal sees Rs 6,850 crore investments in MP mega textile park 📝 JSW Steel to use entire Rs 18,000 crore fundraise to refinance debt in FY24 *Business Standard* 📝  Combined revenue of listed Tata group's firms tops Rs 10 trillion 📝  Telecom operators in a huddle to hang up on green ministry's e-waste rules 📝  India asks for $55-million funding in first call with Pandemic Fund 📝  NCLAT to pass crucial orders in Go First insolvency case on...

 ╭────────────────╮ 🌄 🇮🇳𝐒𝐇𝐔𝐁𝐎𝐔𝐃𝐇A?  *22 May (Monday)*   *Vedic Ritu*/ Grishma  *Drik Ritu* : Grishma (Summer) *पक्ष* :: Shuklapaksh Vikram Samvat - 2080  Shaka Samvat - 1945 *Month* :  Jyeshta 17,   (Purnimanta)  Jyeshta 03, (Amanta)   *Nakshatra*:Mrigashirsha (up to 10:37 am)Ardra  *Tithi*: Tritiya (up to 11:19 pm)Chaturthi  *Rahu* 07:26 AM – 09:05 AM  *Yamaganda* 10:44 AM – 12:23 PM  *Do You know these Important Sports Cups?* https://youtu.be/c8tmUo5io4E ×××××××××××××××××××××××  *TODAYS TOP NEWS*  ××××××××××××××××××××××× 1.  Prime Minister Narendra Modi will inaugurate the newly-constructed Parliament building on May 28. 2. The new Mega Textile Park at Dhar district in Madhya Pradesh will strengthen Make in India and will create new job opportunities for the youth  : PM said.  3.  The maximum temperature in Delhi on Sunday settled at 42.9°C, 3° above the season...

22 may 🍒   RBI Governor to address PSU banks' board members on governance and ethics today : Reserve Bank Governor Shaktikanta Das is scheduled to meet the board of directors of all public sector banks on Monday to discuss issues related to governance and ethics. The one-day meeting organised by the Department of Supervision of the Reserve Bank of India is to be held tomorrow in Delhi, sources said. Das will address the directors — both whole time and independent — on issues related to governance, ethics, and the role of the boards in assurance functionalities of the banks, besides highlighting the supervisory expectations. Besides the governor, deputy governors, executive directors from its Department of Regulation as well as Supervision will be addressing the meeting. The one-day event is designed to be an interactive one where directors, including the bank chairman, and nominee directors both from the central bank and the government, will be invited to interact with the en...

  Top 10 stocks to watch today ITC: ITC Ltd has outperformed analyst expectations with a 21.4% surge in standalone net profit for the March quarter, on the back of stronger cigarette sales and softening commodity prices. The company, known for its Gold Flake cigarettes and Bingo chips, reported a net profit of ₹5,086.86 crore for the quarter ended 31 March, up from ₹4,190.96 crore a year ago. The figures topped the ₹4,868 crore predicted in a survey by Bloomberg analysts.  InterGlobe Aviation : InterGlobe Aviation Ltd, which operates IndiGo reported a profit of ₹919.2 crore, a record for the March quarter, as air travel boomed. Total income during the quarter rose 78% from a year earlier to ₹14,600 crore, the low-fare airline said, citing robust demand and high other income, including interest income on savings, compensation from engine makers and viability-gap funding received from the government.  Nexus Select Trust : Nexus Select Trust REIT Ltd will debut at the bours...

    Cooling Off / Look-Up Period (in case of Digital Lending)    A borrower shall be given an explicit option to exit digital loan by paying  the principal and the proportionate APR without any penalty during this  period. Such period shall not be less than three days for loans having  tenor of seven days or more and one day for loans having tenor of less  than seven days.