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Showing posts from April, 2019

Differences between equitable mortgage and registered mortgage

Dear FRIENDS The main differences between the two is the type of mortgage in case of registered mortgage the borrower has to get his property mortgage before giving in hands of the lender .he has to get it registered in the office of sub registrar for getting the charge noted in favour of the lender.when the loan is repaid again the person has to go to the sub registrar for removing the charge in the favour of lender .so in case of registered mortgage there is two steps but in the simple mortgage the borrower binds himself with the property mortgage that he may repay the loan.in simple mortgage no scene of registration comes into the picture
Follow this link to join my WhatsApp group: https://chat.whatsapp.com/F8pFCwWhYnL130fspG5LwS Important words                                              DECENTRALIZED FINANCE (DeFi)     Decentralized finance (DeFi) is an emerging financial technology based on secure  distributed ledgers similar to those used by cryptocurrencies. Decentralized finance, or  DeFi, uses emerging technology to remove third parties and centralized institutions  from financial transactions. DeFi eliminates the fees that banks and other financial  companies charge for using their services.            Whatsapp group                                                               ...

Gurukul academy mission

Mission providing free education to all Vision. Providing free education to students using internet Benefits to students :- Free exam alerts Free government job alerts by SMS free of cost Free study notes in the language they prefer to study Teacher support 24x7 Help to poor students those who can not afford expensive coaching fee. Share this message with your friends to make our mission a success. If any Teacher or students or volunteer wants to join our mission to spread free education to those students who can not  afford it  can send there queries study notes or video lectures at the below mentioned email address WHO can join:- Any student preparing for Ias pcs SSC CGL bank clerical po rrb railways tet net ugc and other government exam Any volunteers or Teacher who can solve queries of students and want to increase his knowledge. Daily current affairs on mobile SMS free government job alerts on Mobil e type gj send it to 08279470702
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Mutual fund investments sahi hai

Dear FRIENDS Good morning Sometimes we find debate over where to invest a nd good ret urn a nd with low risk Y ou w ill fi nd ma ny alter natives where to in vest f or exa mple mut ual funds .  Ppf      sukanya samridhi      post offices etc The fi rst a nd foremost rul es for inves tment is that where ever you inve st your money sho uld be sa fe and y ou can withd raw at a ny time . In mut ual funds y ou can inv est f or lo ng term in eq uity but when you g et good ret urn ta ke out that and make fixed depo sit of it beca use you can break fixed deposit anyt ime a nd g et the mo ney used for y our need. Abo ve all y ou some t imes invest in ppf but there is only 8 perce nt ret urn a nd y o ur mon ey gets locked out for a long per iod the sa me is with suka nya samridhi Account In mutual funds you get 12 perce nt ret urn easily It' s just an advice money is y our have faith a nd invest in good mut ual funds as...

Vitamin for competitive exams

Vita min for competit ive exa ms Ty pes of vita mins :- Fat solu ble exa mple A D E A ND K WATER SOL UBLE .  A B C VITA MIN A CHEMI CAL NAME RETINOL ITS DEFIC IENCY LEADS TO NIGHT BLINDN ESS A ND CARROTS ARE T HE RICH SOURCE VITA MIN C T HE CITR US FRUI TS LIKE LEMON JUICE IS RICH SOURCE OF VITA MIN C  CHEMI CAL NAME ASCORB IC ACID ITS DEFICIENCY LEADS TO SCURVY VITA MIN D CHEMI CAL NAME CALCIFER OL ITS DEFICIENCY LEADS TO RICKTES A ND OSTEOMA LACIA SUNLI GHT RICH SOURCE OF VITAMIN D VIT AMIN E CHEM ICAL NAME TOCOPHEROL   FOR HAIRS VITA MIN K CHEMI CAL NAME HAEMO RRHAGE DEFI CIENCY LEADS TO PHYLLOQU INONE. VIT AMIN B1 CHEM ICAL NAME THIAMI NE DEFI CIENCY LEADS TO SKIN DISEAS ES VIT AMIN B2 CHEM ICAL NAME RIBOFL AVIN VIT AMIN B3 CHEM ICAL NAME NIACIN VITA MIN B5 CHEM ICAL NAME PANTOTH ENIC ACID VIT AMIN B 6 CHEMI CAL NAME PYRIDO XINE VITAMIN B7 CHEMICAL NAME BIOTIN VITA MIN B9 CHEM ICAL NAME FOLIC ACID FOR FORMATION OF RBC...
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Atal pension YOJANA

Today we are going to discuss about atal pension YOJANA Benefits of atal pension YOJANA:- Tax benefits 80ccd Guaranteed pension as it is backed by government of India After death pension to spouse or nominee Minimum investment and maximum benefits Entry age 18to 40 years Only single Account per person Government of India pfrda is going to regulate it Auto debit facility from your account is provided No exit till death or on extreme ground. Join WhatsApp messenger group for more. 08279470702

Types of forfaiting

Dear frien ds jo in WhatsApp messenger group 08279470702 To day we are go ing to dis cuss . Ty pes of forfeiting:- 1. recou rse in this type of forfaiting only collec tion of debts the whole risk is of creditor. 2.  Non recou rse in th is ri sk is to be born by the factor 3. Full fact oring in th is type the whole risk is to be bo rn by the factor 4.  Adva nce fact oring in this type the factoring margin is arou nd 5 to 25 perce nt. 5. Matur ity factoring in this type of facto ring servi ces only collection is done by the factor 6. Domes tic fact oring whi ch is with in the country. 7. Disclosed fact oring :- aware ness to clie nt abo ut the invoi ce and other partic ular 8. Inter national fact oring beyo nd India

Satsang

De ar frien ds Aaj me ek satsang me Gaya a nd I wa nt to share y ou some exp eriences . Hope you like it. Join WhatsApp messenger group 08279470702. Dear frien ds we oft en waste our time think ing abo ut usel ess things so I wo uld like you to help you out of this . Frie nds Guruji told us that we of ten pray to God th at this happ en that happ ens to my li fe but we do not try our le vel best to achie ve it . If our electricity bills are too high f or cert ain month we thi nk whole night abo ut it why such a huge bill when we have not used su ch . The wh ole mind pow er is used to thi nk over this usel ess things. Mind has too much po wer that y ou ca n't imag ine .if you divert your mi nd towards the real goa ls of y our life y ou will feel th at you have wasted half of y our life simply think ing ov er usel ess things. So when you feel dieing hard to sleep put y our ha nds on y our hea rt and thi nk how y ou ha ve spe nt your life . just wastin...

Banking

Dear friend join on WhatsApp messenger group for promotion exam and daily curr ent affairs 08279470702 Pledge is appli cable on gov ernment sec urities exa mple Nsc a nd fixed de posit. Hypotheca tion on movab le g ood s. Three pill ars of Basel ii are 1. CMO cred it ri sk, operational r isk a nd market ri sk. 2. Supervisory rev iew p rocess 3. Mar ket discipl ine. Typ es of mergers . :- Horiz ontal Verti cal Concentric Conglo merate Tier 2 wi ll be 50% of tier I for subo rdinated term debt. Tier 3 wi ll be limi ted to 250% of tier I . CIBIL compri ses of 40%of share of SBI a nd 40% hdfc a nd 10%dun a nd Bradstreet a nd 10% transunion INTERNATIONAL. Typ es of lien :- Gene ral a nd spe cial Sans recourse means without any liability. Mortga ge relates to immova ble property a nd hypothe cation relates to mova ble prop erty.
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Daily vocublary and English language

https://t.me/joinchat/Fk_gyRYMsF0lP_L0l8rO9A Hello my dear FRIENDS PLEASE join WhatsApp messenger group for English vocabulary and grammar Join WhatsApp messenger group 08279470702 Rude means not polite Always mean hamesha Past means bhutkal Jo beet chuka hai Competition means partispardha Night means Raat Leaders means neta

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Atal pension YOJANA

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Differences between nostro Account Vostro Account and loro Account and mirror Account

Dear friend Join WhatsApp messenger group for promotion exam material 08279470702 Differences between nostro Account and Vostro Account Nostro Account Our acc ount wi th you For example SB I . Mum bai mainta ining an USD acc ount with Citi Bank New York is nostro Account f or Sbi Mumbai. Vostro Account Your acc ount with us For example American express ba nk mainta ining a rupee Account w ith SBI Mumbai is Vostro Account IN the boo ks of  SBI Mumbai. Loro Account His acc ount with th em. F or example Citi Bank refer ring to RUPEES Account of American express bank with SBI Mumbai. Mirr or Account Shad ow of nost ro Account. F or example whi le a bank MAINTAINS nostro Account w ith a fore ign b ank it has to keep an acc ount of the sa me in its books.

Prajapati samman

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