CAIIB free notes 8279470702

 “Confidence is not they will like me. Confidence is, I will be fine even if they don’t”. Happy Thursday Morning 🍀 Today's Headlines from : *Economic Times* 📝 Civil aviation ministry comes out with draft aircraft bill 📝 Sebi mulls mandating additional disclosure for high-risk FPIs 📝 Agricultural products trade via e-NAM surges 41% in FY23 📝 Gautam Adani to raise $3.5 billion from share sale in three group companies 📝 Abrdn exits HDFC Life, sells entire stake for Rs 2,069 cr 📝 ICRA sees power demand growth at 5-5.5% in FY24 vs 9.6% FY23 📝 Cooling solutions startup Tan90 raises Rs 11.3 crore in funding 📝 Edtech startup Scaler acquires Delhi-based Pepcoding for undisclosed amount 📝 Canada launches new process to welcome skilled workers as permanent residents 📝 MeitY launches pilot for electronics repair services outsourcing industry *Business Standard* 📝  India's GDP grows 6.1% in Q4, 7.2% in 2022-23; beats analysts' expectations 📝  No plan to let Chinese firms ...

 🙏 Good Morning All.... 🌻🌻👨‍👩‍👧‍👧💐🙏 ☕ 01.06.2023 : Today's Banking / Financial News at a Glance  🍒     Bank boards should ensure business models, strategy and operations are effective: RBI Deputy Governor Jain :Bank boards must ensure that the business model, strategy, and operations are sustainable and create long-term value for all stakeholders, according to RBI Deputy Governor M.K. Jain. “Effective risk management, governance, and compliance practices are essential to safeguard the bank’s reputation, financial stability, and long-term viability.“...the board must remain vigilant, adaptive, and continuously assess the bank’s performance, risks, and opportunities, and take timely and informed decisions,” Jain said in a recent speech delivered at the conference of directors of banks.The Deputy Governor reiterated that the role of the board of directors in ensuring sustainable growth and stability of the banking sector cannot be overstated. - Business L...

Very Good Morning and Happy Week Ahead 🤝🪴 Today's Headlines from : *Economic Times* 📝 Outsourcing majors, PE funds in fray for Everise 📝 Bridgestone looks to expand retail footprint in India 📝 Centre in talks with banks on transfer of attached assets 📝 Hi-Tech Pipes Q4 Results: Net profit rises 42% to Rs 16 crore 📝 UPI to account for 90% of retail digital payments by 2026-27: PwC India report 📝 384 infra projects showed cost overruns of Rs 4.66 lakh crore in March quarter 📝 ISRO begins countdown for launch of navigation satellite 📝 Engineers India eyes non-fossil fuel business, overseas for new phase of growth 📝 Zypp Electric to deploy two lakh vehicles in its fleet, invest $300 million for expansion *Business Standard* 📝  Foreign VC funding in India declines 72% as unicorn machines stutter 📝  Bombay Burmah makes Rs 1,866-crore provisions for Go First exposure 📝  Tata Capital Fin Services to raise upto Rs 7,000 crore through NCDs 📝  JSW Steel eyes coki...

 आज से 40-50 साल पहले सब कुछ ऑर्गेनिक ही था ... हर किसान के पास  गोबर की ख़ाद थी.. यूरिया के  लिये शहर जाकर लाईन में नहीं  लगणा पड़ता था ... खुद के खेत का बीज था...  अगली फसल के लिये अपणे खेत का अच्छी क्वालिटी  का बीज बचाकर रखता था ... खेती बाड़ी पूरी तरह आत्मनिर्भर थी l     बाजार में बैठा बणियाँ बोला : आपके पास उन्नत किस्म के बीज नही है...  यह बेकार है .. आपको अच्छी पैदावार नही देते.. ये बीज की थैली ले जाओ एक बार ।  किसान भोला था .. महंगी बीज की थैली ले गया... खेत में  बुवाई करदी...  उन बीजो के साथ किसान के खेत में  जहरीली विदेशी खतपतवार उग गयी ।  खेत  में अजनबी घास खेत मे देखकर किसान फिर बणिये के पास गया ... बणिया बोला : ये दवाई  ले जाओ खेत में  छिड़काव करो... मजबूरी में किसान को उस खतपतवार को खत्म करने की जहरीली दवाई  चुपचाप खरीदणी पड़ी l  कमजोर बीज से कमजोर पौधे खड़े हुऐ.. तो कीट उनसे चिपक गये .. तो बनियाँ बोला  : ये  कीटनाशक छिड़को तथा रासायनिक  खाद डालो... तभी अच्छी पैदा...

 ╭────────────────╮ 🌄 🇮🇳𝐒𝐇𝐔𝐁𝐎𝐔𝐃𝐇A𝐘🙏 𝕴𝖓𝖉𝖎𝖆`𝖘 1𝖘𝖙 𝖂𝖍𝖆𝖙𝖘𝖆𝖕𝖕 𝕹𝖊𝖜𝖘, 𝓼𝓲𝓷𝓬𝓮 2013 ╰────────────────╯  *28 May (Sunday)*   *Vedic Ritu*/ Grishma  *Drik Ritu* : Grishma (Summer) *पक्ष* :: Shuklapaksh Vikram Samvat - 2080  Shaka Samvat - 1945 *Month* :  Jyeshta 23,   (Purnimanta)  Jyeshta 09, (Amanta)  *Nakshatra*:Purva Phalguni/ Uttara Phalguni *Tithi* : Ashtami (up to 9:57 am) Navami  *Rahu* 05:23 PM – 07:02 PM *Yamaganda* 12:24 PM – 02:03 PM  *WEEKEND NEWS UPDATES* : https://youtu.be/b8mTgUWK6FI ×××××××××××××××××××××××  *TODAYS TOP NEWS*  ××××××××××××××××××××××× 1.  PM Modi,  101st edition of Mann Ki Baat airs today at 11 AM. 2. Prime Minister Narendra Modi on Saturday met Adheenams at his residence and took their blessings a day before he inaugurates the new Parliament building.  The Adheenams, who arrived from Tamil Nadu earlier in the day, met Modi at his reside...

Happy Sunday Morning ji Today's Headlines from : *Economic Times* 📝 Govt analysis reveals deep flaws in state education boards' work 📝 CBIC issues SOP for scrutiny of returns for FY20 onwards 📝 Chemists' body urges cabinet secy to ban online pharmacies 📝 US debt ceiling negotiations push towards critical default deadline 📝 Canada announces new open work permit for spousal and family class applicants 📝 PM Modi calls for aligned vision of developed India by ’47 at 8th governing council meeting of Niti Aayog 📝 Keystone adds 5 projects with development value of ₹3,430 cr 📝 China pushes projects in Myanmar despite limited profits 📝 PTC India Q4 net profit falls 17% to Rs 129 cr 📝 Deutsche Bank, Cerberus to lead $1.7 billion credit raise by Shapoorji Pallonji promoters 📝 Banks, CBI spar over nod for action on fraud loans 📝 Tata Motors and Mahindra & Mahindra apply brakes on EV fundraise plans 📝 Agritech startup WayCool Foods, IIT Madras join hands for climate-sma...

Very Good Morning and Happy Weekend 🤝🪴 Today's Headlines from : *Economic Times* 📝 IMD retains 'normal monsoon' forecast amid El Nino threats 📝 ONGC Q4 Results: Profit falls 53% YoY to Rs 5,701 crore 📝 Wockhardt reports net loss of Rs 237 crore in Q4FY23 📝 IIFCL plans to raise up to Rs 2,000 cr via 10-year bonds 📝 Forex reserves dip $6.1 billion to $593.48 billion 📝 Apple added 3 new suppliers in FY22 taking India tally to 14 📝 BP, Petronas in race to invest up to $2 billion in Greenko founders’ new platform 📝 Baron Capital slashes Swiggy’s valuation yet again to $6.38 billion 📝 Indian steel industry projects domestic demand to rise 7.5% in current fiscal *Business Standard* 📝  E-com firm Meesho hints at IPO in 2025; focus shifts to generating profits 📝  Engineers India secures business worth Rs 4,700 crore in FY23; up 185% 📝  Sun Pharma back in black with Rs 1,984-crore net profit in Q4 FY23 📝  M&M Q4 results: PAT grows 18% to Rs 2,637 crore on ro...

    Algorithm Trading    Algorithm trading is a system of trading which facilitates transaction  decision making in the financial markets using advanced mathematical  tools.                                                                                                                                                               

Very Good Morning 🎄 Today's Headlines from : *Economic Times* 📝 Ola Electric plans to raise upto $1billion from IPO at valuation of $10billion, appoints four investment bankers for issue 📝 Vodafone Idea Q4: Cons loss narrows YoY to Rs 6,419 cr, revenue up 3% 📝 Piramal Pharma Q4 Results: Net profit slides 75% YoY to Rs 50 crore 📝 Rupee falls 7 paise to close at 82.75 against US dollar 📝 IRFC, NHB raise Rs 4,500 crore via bond issues 📝 Foodgrain output seen at record 330.5 MT in 2022-23 📝 Biocon Biologics may raise additional equity of $300 million in FY24 to pare debt 📝 STT GDC to invest Rs 2,000 cr in two more data centres in Pune 📝 Kidswear D2C brand Hopscotch raises $20 million led by Amazon *Business Standard* 📝  From US to Australia, investors from 21 nations get angel tax exemption 📝  Anil Agarwal's Vedanta pledges nearly all its HZL stake to raise funds 📝  Bikano eyes Rs 200-crore sales through export market, expects 40% growth 📝  Emami Q4 net pro...

 🙏 Good Morning 🍒  Loan growth: Elephant racing faster than the system, says SBI Chief : State Bank of India (SBI) may not go aggressive and hike interest rates to mop up deposits as it still has excess Statutory Liquidity Ratio (SLR) to the extent about ₹4-lakh crore, which it can leverage to support credit growth in FY24. In FY24, India’s largest bank expects its deposits and loan book to grow about 9 per cent and between 12 to 14 per cent, respectively. Chairman Dinesh Kumar Khara likened his Bank’s FY23 loan book growth of 15.99 per cent (vis-a-vis banking system’s 15 per cent growth) to “elephant racing faster than the system.” - economic times 🍒  Bank of Maharashtra tops PSU lenders chart in profit and loan growth in FY23 : State-owned Bank of Maharashtra (BoM) has emerged as the top performer among public sector lenders in terms of loan and deposit growth in percentage terms during 2022-23. The Pune-headquartered lender also recorded highest growth in profitabil...

 ╭────────────────╮ 🌄 🇮🇳𝐒𝐇𝐔𝐁𝐎𝐔𝐃𝐇A𝐘🙏 𝕴𝖓𝖉𝖎𝖆`𝖘 1𝖘𝖙 𝖂𝖍𝖆𝖙𝖘𝖆𝖕𝖕 𝕹𝖊𝖜𝖘, 𝓼𝓲𝓷𝓬𝓮 2013 ╰────────────────╯  *25 May (Thursday)*   *Vedic Ritu*/ Grishma  *Drik Ritu* : Grishma (Summer) *पक्ष* :: Shuklapaksh Vikram Samvat - 2080  Shaka Samvat - 1945 *Month* :  Jyeshta 20,   (Purnimanta)  Jyeshta 06, (Amanta)  *Nakshatra*:Pushya (up to 5:53 pm) Ashlesha  *Tithi*: Shashthi/ Saptami  *Rahu* 02:03 PM – 03:42 PM  *Yamaganda* 09:05 AM – 10:44 AM  *Benefits of Lemon Water:* https://youtu.be/iThBoASRsfc ×××××××××××××××××××××××  *TODAYS TOP NEWS*  ××××××××××××××××××××××× 1. President Droupadi Murmu to interact with Women Self Help Groups at Mahila SHGs Sammelan in Khunti District of Jharkhand on May 25th 2. Vice President Jagdeep Dhankhar said that India’s growth is unstoppable and the country will emerge as a global leader by the year 2047. 3. The Indian Space Research Organisation, I...

Today's Headlines from : *Economic Times* 📝 India’s forex reserves comfortable for next 5-6 years, FTAs to generate surplus: Piyush Goyal 📝 Suzlon in talks with Deutsche Bank to raise $350 million 📝 LIC Q4 Results: PAT grows multifold to Rs 13,428 crore; dividend declared at Rs 3/share 📝 India Cements Q4 Results: Net loss widens to Rs 243.8 crore 📝 India allows broken rice exports to meet other nations’ food security needs 📝 Mahindra offloads entire stake in Mahindra CIE Automotive for Rs 543 crore 📝 KKR Infra fund looks to buy majority stake in supply chain firm leap India 📝 Viacom18 acquires media rights for Ultimate Table Tennis S4 📝 Beauty etailer Purplle picks up $40-50 million in funding from ADIA at $1.1 billion valuation 📝 Thena raises $5 million in seed funding led by Lightspeed 📝 Ice cream maker NIC raises $11 million in round led by Jungle Ventures *Business Standard* 📝  SoftBank eyes five Indian start-ups; may invest up to $100 mn in each 📝  Inflation ...

 Indian post GDS apply start date 22nd may, last date to the submission of application 11th June, edit application from 14th June to 16th June, click here to apply: https://indiapostgdsonline.gov.in/

 Banking Technology    MCQs – JAIIB  Principles & Practices of Banking – MODULE C- BANKING TECHNOLOGY    1) ‘PIN’ in Smart Card is called ---  A) Permanent Index Number  B) Personal Identification Number  C) Personal Index Number  D) Permanent Identification Number     2) The  usage of word  “ATM” in the banks  connotes –  A) Automated Teller Machine  B) Automated Teller Machine  C) Accounts Transacting Machine  D) Automated Tallying Machine    3) A collaborative network that uses Internet Technology to link business with their  suppliers is ---  A) Internet  B) Intranet  C) Extranet  D) WAN    4) ‘MICR’ technology used for clearance of cheques by banks refers to –  A) Magnetic Ink Character Recognition  B) Magnetic Intelligence Character Recognition  C) Magnetic Information Cable  Recognition  D) Magnetic Insurance...